What Is A Business Plan? And Why Do I Need One

For many entrepreneurs the creation of a businesshave developed small business incubators. They
plan is the biggest hurdle in the development processattract additional state funding, as small business
of their fledgling enterprise. There is a mystery, almostgrowth and development are keys to job creation and
a dread in many people when discussion of a businessan increased tax base. Take advantage of this
plan requirement is first broached. They conceptualizecommunity asset. Students, graduate students and
a boring, dry, painful experience and many would like toprofessors are often available to direct your efforts.
avoid this step if at all possible.Ten years ago there were only a handful such
What is a Business Plan?programs. Today, over 1000 schools have some
A business plan is a document that qualifies, quantifiesversion of an entrepreneurial program.
and narrates a commercial opportunity. It is that simpleMany states, regional and local governments offer
to state, more difficult to execute, but anyone canbusiness development programs. They have retired
customize a business plan that gets results. The planbusiness people and mentors on hand to support, guide
must have an exciting Executive Summary. Like theand train prospective entrepreneurs and guide
opening scenes of a movie, or the first chapter of abusiness plan creation. There is no charge for utilizing
book, the writer must set a hook.this service, after all, your tax dollar supports these
Typically, active investors, angels, venture capitalprograms.
groups and investment bankers are deluged withSCORE, the Service Core of Retired Executives is a
business plans. Screeners typically read the documentFederal Government sponsored initiative. Thousands of
before passing along to decision-makers within theretired, experienced business people make themselves
firm. However, very few move along the decisionavailable to evaluate commercial opportunities and
making food chain precisely because the Executivedirect the development and launch of those deemed
Summary lacks excitement, punch or sets a high levelto have potential. They are often intimately involved in
of anticipation about what is inside the document.creating business plans.
Having written dozens of business plans for clients IThe Ewing Kauffman Foundation in Kansas City, MO is
can attest that creating a plan that works is, well, work.devoted solely to the development of entrepreneurial
No two plans are alike. The plan must be customized,development. Mr. Kauffman started, nurtured and
well researched, structured and direct. I receive moredeveloped Marion Labs from a tiny drug local
than 500 business plan submissions annually in mycompany into a multinational, multi-billion dollar
consulting firm. Less than 1% have commercial potentialpowerhouse. He also owned the Kansas City Royals
as written. Many describe products, services, retail orbaseball team. His devotion to developing and
new business development ideas that otherwise mightpromoting the entrepreneurial base of the United
be exciting. However, the plan does not convey thatStates resulted in creation of the foundation that bears
potential.his name.
One of the worst things to evolve from the arrival ofSeek out a consultant. Typically consultants charge a
the inter-net is the ability to download a business planfee, just like lawyers, accountants or plumbers. The
template and write the document by filling in the blanks.advantage of an experienced consultant is that they
The template itself is not problematic, I use awrite business plans for a living, will be strong writers,
self-developed template when I customize plans. Theable to properly direct or perform research, narrate
problem is that many entrepreneurs do not have thefinancials and differentiate a commercial opportunity by
writing skills, the research in hand, know the keys thatcreating an exciting word picture. Always seek
turn on investors and thus, take shortcuts. Filling in thereferences and talk to several before deciding on a
blanks without sweating the details and doingconsultant.
comprehensive research results in a document that willWhy Do I Need a Business Plan?
not be read and an opportunity that will never launch.You might not. You might not need a deeply
Rule number one in the development of anycustomized business plan if you are seeking to license
commercial opportunity: shortcuts equal failure!or sell an invention, a patent or a prototype product. In
I am a self-taught business plan writer. If I can do it,this situation, the potential licensee would take your
anyone can. In reality, however, most people just wantwork product and develop a plan that fits their internal
to expose their opportunity to investors, licensees ororganizational needs.
potential partners. They don't have writing skills, do notHowever, if you are attempting to fund a start-up
know the types of research necessary to support thebusiness, self-market a product or buy a small
plans sales model, need help in creating the marketingbusiness you will absolutely need to create a road
strategy, and will never be able to narrate financials.map. That road map is your business plan. The map is
Where can they go to create and exciting businessnot linear, there will be curves and setbacks, but by
plan document.quantifying, qualifying and narrating a well- researched,
The following are resources readily available in mostcustomized business plan you are much closer to
communities. Many are free.success.
Many colleges, community colleges and universities